Unit 49, Block 2533, Lot 23
3278 HUMMINGBIRD AV SW
Palm Bay (SW)
Price
Contact for Price
Size
0.23 AC
Utilities
Well & Septic
Property Overview
This 0.23-acre buildable lot at 3278 HUMMINGBIRD AV SW is located in Southwest Palm Bay (Unit 49, Block 2533, Lot 23). The lot offers 10,019 square feet of usable land with well and septic. Owner financing available — 25% minimum down, no bank qualification required.
Southwest Palm Bay
Affordable land with room to grow. The city is expanding westward with new infrastructure. Best value per square foot in Palm Bay.
Nearby
Expanding infrastructure, larger lot availability, future development zones
Area Character
Best value. Larger lots available. Growing infrastructure.
Utilities & Infrastructure
Well & Septic — Unit 49
Well ~$5K-$10K + Septic ~$8K-$15K
This area requires well and septic. Both are common and reliable throughout Palm Bay. Installed during construction.
See full utility guide by unit →What You Could Do With This Lot
Build Affordably
Most affordable lots in Palm Bay. Well and septic installation adds $13K-$25K but lot prices are significantly lower.
Invest & Hold
No HOA. Taxes ~$300-500/year. Palm Bay land has been appreciating as the Space Coast grows. Low holding cost while values increase.
Owner Finance & Resell
Buy with our financing (25% down), then resell with your own seller financing at a markup. Create monthly income while building equity.
Owner Financing Available
25%
Min Down
35%
Deed Transfers
$0
Prepay Penalty
10%
Interest
No bank qualification. We do personal approval — we look at you as an individual, not just a credit score. No hidden fees. Lot exchange guarantee if there's an issue.
Read: Owner Financing — What to Watch Out For →Property Details
Address
3278 HUMMINGBIRD AV SW
City
Palm Bay
Lot Size
0.23 AC (10,019 sqft)
Utilities
Well & Septic
Unit / Block
Unit 49, Block 2533, Lot 23
HOA
None
Est. Taxes
$300-500/yr
Zoning
RS-2 Residential
State Income Tax
None (FL)
Questions About This Lot
Can I build a house at 3278 HUMMINGBIRD AV SW?
Yes. This 0.23-acre lot (10,019 sq ft) is a verified buildable residential parcel in Palm Bay. It can accommodate a typical 1,500-2,500 sq ft single-family home with garage and yard. A local builder charges $125-150/sqft total cost including all permits.
What utilities are available at this lot in Unit 49?
This lot has well and septic. Well ~$5K-$10K + Septic ~$8K-$15K. You will need to install both a well ($5,000-$10,000) and septic system ($8,000-$15,000).
Is owner financing available for this lot?
Yes. 25% minimum down for an option contract ($10,250 on this lot). Deed transfers at 35% paid. No bank qualification required. No prepayment penalty.
Are there HOA fees on this Palm Bay lot?
No. There are no HOA fees. Property taxes average $300-500 per year for residential lots in Palm Bay. Florida has no state income tax.
What is the Southwest Palm Bay area like?
Affordable land with room to grow. The city is expanding westward with new infrastructure. Best value per square foot in Palm Bay. Nearby: Expanding infrastructure, larger lot availability, future development zones.
What happens if there's a problem with this lot?
You're protected with our lot exchange guarantee. If there's a buildability issue, you can swap for another lot of the same size and price — no extra cost except the deed transfer fee, even if market values have increased.
Interested in this lot?
Contact Vahid for zoning details, utility verification, and financing terms.
Broker Associate
Vahid Reza Rajabian
M. David Moallem, Inc.
License #BK3454072
Ready to Make This Lot Yours?
Call today for a free consultation. I'll answer your questions about zoning, utilities, and building potential — no pressure.
